Step-by-step help for buyers.
The price of the house plus the costs of buying it: stamp duty and registration fee of about 8% of the value, GST of 5% if the home is under construction, and brokerage, legal and other costs. A bank lends only part of…
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Neither is better in general. A plot gives you land and control but needs more money, time and legal care before you can live on it. A flat is quicker and easier to finance and maintain, but you share the land and live…
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The Lucknow Development Authority sells property it owns by auction, and the rounds reported in the press have been held online. Every auction has its own notice that sets the properties, reserve prices, eligibility, ea…
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Check four things before you pay: who owns it (title deeds and land records), whether anything is registered against it (encumbrance certificate), whether it is approved for the use you want (authority approval, land us…
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Ask for the registered sale deed and the earlier deeds that trace ownership, the current land record (khatauni) with proof of mutation, an encumbrance certificate, the approval of the development authority or the approv…
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